Any independent and attractive woman should be independent of anyone in the financial issue. This is not easy to achieve, living life in the home-work-house mode, but you need to learn that you have the opportunity to decide what to buy, where to go to rest, without asking money from a man.
Putting things in order in finances
Many families have a common budget, if you do, divide it into general and your personal. Designate all the cash receipts that are inherent only to you, can it be renting out your apartment personally or are you working somewhere extra. Write down all the incomes that go only for your needs. Naturally, these questions must be discussed with your man, so that there will be no disagreement among all.
Accounting
In order to become independent in financial terms, you need to know exactly how much money you have, how much you plan to spend on the necessary purchases, and what for your personal needs. The easiest option is to record in two separate columns, in one write plus, and in another minus. You can apply special applications for tablets and smartphones "Personal finance" or the same service on a simple computer, it is convenient to work with numbers using an Excel file . There are a lot of options, only accounting needs to be kept daily. It would be superfluous to deduct a certain percentage from monthly earnings as an untouchable reserve in your personal budget. All this will eventually be your financial cushion.
Say no to credits and debts
Your financial independence will not come if you do not pay off with debt. Their presence will contribute to the fact that you will have to resort to the help of a husband or other people, thereby your financial independence can not soon come. On existing debts, you will not be able to fill the budget. You can do this by refusing credit cards, by reissuing them to an ordinary debit card. In the first month, give up the usual comfortable life. All this will deprive you of the temptation to get into the next debts.
Find work-outs
If you can not make all your income for any reason, try to find yourself a pleasant, feasible occupation that will give you some income. And here you can already spend it on your own. Perhaps one of these classes will continue to be your main job, bringing profit, maybe because of it, you will become financially independent. It is more correct to look for it, starting from a kind of activity.
Expenditure of personal money
Acquiring even insignificant financial independence, some people immediately try to spend the earned money, thereby they receive only short-lived satisfaction. There are people who begin to collect, postpone, to the so-called better times. However, it will be prudent to invest money in real estate, securities, this will bring you future profits. The acquisition of major purchases that you need, it will be advisable to postpone the money gradually, otherwise there is a chance in some months to be with nothing because of a big purchase.
Learn useful books about finances
In order to eventually become a truly financially independent woman, you need to regularly read the relevant literature and replenish your knowledge with new information. It is not necessary to read a lot of literature and give it half a day. It will be enough for 1-2 hours. The main thing is to choose really useful literature that contains advice.
Communication with financially independent people
If you have friends who have already reached financial independence, this is fine, because you can get their advice or ask them any question. And if you, on the contrary, are surrounded by unhappy and poor people, this will negatively affect your solvency. You need to communicate with them as little as possible, but do not reduce communication to nothing, as by their example you can see how you should not act in life and what such actions can lead to. Communicate with financially independent men and women and you will become the same!
Organization of your business
The most optimal way to be financially independent is to conduct business. At the initial stage it will be difficult, it will require a lot of time from you. In the future, when setting up a business, there will come freedom and temporary, and possibly financial, especially if the work of the business does not require your dense participation.
If you have a husband at that time, if you are not burdened with a cash plan, then invest in your future: get other additional skills, get an education, study the fascinating sphere for you, and most importantly, start doing something yourself. The joint solution of financial questions unites the family, so the purchase of large items should be resolved together with your man, even with your big earnings. Crucial conflicts often lead to different budgets, the purchase of large-sized items apart. In your decisions do not cross the line, seek agreement in the family.