How to live so that life suffices?

The financial side of life, whatever one may say, is very important for us. Of course, it seems that money is not in money, but without them it is impossible to live as you want, and to please those we love. Some people constantly monitor their financial situation and try to distribute everything. Accordingly, they have enough to live. But there are also those who live from patch to paycheck. And having received it, begins to rush to the right and to the left, instead of rationally distributing the money. How can you learn to spend your finances wisely, then not to sit on bread and water, and not wait until, as it was said in one anecdote, the brother will come and treat them with seeds?


Financial statements

Many people are angry about this, but if you yourself know that you are a wasteful person, you can not do without it. Agree, you have often felt that you did not seem to have bought anything, but there was absolutely no money left. That's why you need to always know what you are spending your finances on. Try to write down everything that you pay, along with the prices. The fact is that such a list will help you to analyze your costs. Very often we spend money irrationally. For example, we go to the store and buy a small pack of mayonnaise, because we lack money. But two days later, we again go to the store and make the same purchase. In the end, spending money in this way, a person simply overpays, but he has an illusory impression that he, on the contrary, saves. Financial reporting can help you conduct a full analysis of your expenses and determine in which cases we spend money incorrectly. Such a system always has a very positive effect on financial stability. At first, it's true, it's hard to get used to, but if you methodically make yourself write, then in the end you will keep a record of your own.

Saving-overpaying

It often seems that if you buy in smaller portions, it will be more economical. In fact, this is completely wrong. The psychological deception is working: we want something that we do not have. For example, if there is a stick of sausage in the refrigerator, then it is not so desirable. But when we open the door, we see a tiny bit, the desire to eat increases by a hundred times. That's why you never need to save money like this. If you go to the store for food, then buy only food. Often we think: I will buy a little, so that I might take something else. In the end, there is not enough for anything. So it's better to buy something out of everything necessary than trying to save money, taking small things every day. Believe me, buying a normal sausage stick, two liters of mayonnaise, ten kilograms of potatoes and so on, will be much more economical for you than trying to have a two-hundred-pound pack and ten potatoes a week. As a result, you will have to go to the store vysravno and pay more, instead of at the same time to redeem everything you need. Remember that in sum, a large pack will always be less than the same volume, but in a smaller container. Do not be afraid of the difference in price between big and small.

Varieties of food

Strangely enough, this sounds at first glance, but it is diversity in food that can help you to save you money. The fact is that you constantly eat the same, on the day of the patch, when it seems to you that there are a lot of money on the cracks, there is a desire to eat everything that your heart desires. This desire drives us to restaurants, makes us order the most artsy and expensive food. In the end, for one day we eat for that amount of money, for which we could easily eat for two weeks. Therefore, always try to pamper yourself with something tasty and useful. Let you in the refrigerator will be like sausage, so name it. From time to time, allow yourself to buy some "yummy", which can please you and cheer you up. If you allow yourself tasty and diverse food, even in small portions, then on the day of your salary you will not be tempted to eat all the most expensive and delicious foods. In addition, always try to buy quality food. If you buy cheap sausages, then, firstly, you will not be satisfied with them, and secondly, you will simply become unpleasant.

Proposal

If you have extra money, never try to spend it right away. Remember that the feeling, like you now have a lot more money, leads to the fact that they are three times less. Of course, every person has some desires that you want to make life happen, but there is not enough money for this. That's why, at the moment when extra money appears in the hands, you have to stop and really think about what you need and what is a whim. If you do not give in to the desire at the first moment to spend it, then coming home and analyzing the situation, you will be able to understand that half the purchases you wanted to make are completely unnecessary. And instead of squandering this money, you can postpone them for something useful. In general, always remember that you must have pending money. And they can become such "extra" money, the receipt of which became a surprise for you. Of course, you may think that this amount is necessary to you. But think logically, you did not count on that money, so you planned to get by with the amount you were supposed to receive. Accordingly, the feeling that now overwhelms you is in fact false. So he can not go on about it. To live so that life is sufficient only if you learn not to go on about their desires. Therefore, try to postpone any extra penny.