Many people are infected with the "virus of trafficking" on the eve of the New Year. Often in a few days we "lower" the monthly family budget. Planning costs will help avoid this and make the new year economical. Than it is necessary to overstock in advance:
Gift sets and souvenirs, and citrus fruits,
canned food,
freshly frozen meat, fish, seafood,
alcohol,
Christmas decorations.
Start thinking about spending ahead of time. First of all, determine the amount you can spend for the New Year. Take into account the number of guests and their financial capabilities. Consider that it is advisable to spend no more than 25% of the available free budget on organization of a feast, gifts and entertainment: funds that are not deferred for renting an apartment, studying, treating, and so on.
There is a difference!
Having decided on the amount, try to postpone the money in advance. It is advisable that in the beginning of December you already have an amount that was saved for the holiday. Do not expect a New Year's salary: time is now that it can be delayed. Celebrating in debt will not work: under the New Year hardly anyone will give you money to borrow. Consider: the total estimate of the celebration should be 10-15% lower than the total amount of expenses provided by you. This is due to the fact that prices for goods on the eve of holidays are growing. Plan the pre-holiday spending. Before you go shopping, make two lists. In the first place those goods and services, without which the holiday will not take place. In the second - not necessarily by and large things - they can be spent if the budget of the first list is less than the amount allocated for the holiday. The most reasonable option is obtained after the first list you add one or two items from the second list.
Ask yourself. Compare prices for the same goods in different stores - often the same goods in different places are not the same. To avoid ill-considered purchases, which are rarely successful, make a trial "run" in the shops, leaving your wallet at home. Visit the websites of online stores. The prices are usually much lower than in stationary stores. The difference in the cost of the same goods often reaches 10%. Delivery of goods can be free - depending on the amount of the order.
From the heart
Do not delay the purchase of gifts at the last moment - this is fraught with stress, ineptly spent money and time. Make a list of those who are going to give presents, write what you would like to present and how much you can allocate for it. Choose gifts are not very expensive, but "with meaning." If money is enough only for cards, give cards. In the end, roads are not a gift, but attention. It is known that the joy that the gift delivers is very rarely associated with the amount spent for its acquisition. Think of heartfelt wishes to your loved ones. You can make beautiful packaging yourself. Then, with a minimum of material costs, you will be able to deliver the people who are dear to you the maximum of joy and pleasure.
Tasty and cheap
Save on a festive feast. Start stocking products now: the closer to the holiday, so they are more expensive!
Every time you visit a store, buy something to celebrate the New Year: a bottle of champagne, a box of chocolates, a jar of peas, so that before the holiday you have to buy fresh bread for sandwiches and other not very expensive products. Take time to go shopping. Do not go there on the weekend of December and for 5-7 days before the holiday: crowds of buyers sweep away from the shelves literally everything. In the crowd it is difficult to choose the right product, it is difficult to get advice from the seller, there is a great risk of purchasing a poor-quality or stale goods.
In a bright wrapper
Any, even a modest gift can be made more effective by packaging. Down with the gray cardboard! Scarf or mittens, bought for parents, put in a red boot, sewn with his own hands. You can present a shirt to your faithful by putting it on yourself, and put colored pencils for your child in a bright pencil case or box, pasted with colored paper.
Smart home
Before buying Christmas decorations, conduct an audit in a box with New Year's toys: perhaps they are enough to dress up the house. Consider that the cost of the same jewelry in different stores can differ almost twice.
Prices for Christmas trees in the pre-holiday days soar to the sky, but in advance the tree is not worth buying - it will fall off. A tree can be replaced by a pair of pine or spruce branches with cones in a vase, and if it seems to you that they are not fragrant enough, buy candles with the smell of pine needles, aromatic oil "Spruce" or "Fir".