You can make your wallet thicker, not denying yourself in anything! Spend less by buying the same! Here are simple ways that you probably do not suspect, and this will help to save a little with a small salary.
To keep money by the tail, it is enough to do the usual things a little bit differently. The winnings in each case are small, but, in general, an impressive amount is obtained.
Before you buy, compare prices.
For this, it is not necessary to run around all the shops, just go into one and choose, for example, a suitable refrigerator model. Write down the model number, and find cheap offers at home through the Internet (just do not be tempted by the cheapest of them, often it's scammers). You can also compare a set of functions in different models.
Winnings: 10% or more of the purchase price.
Bonus: made an order on the site - and no more body movements: things will be brought home at the agreed time.
Turn on the autopilot in your bank.
Ask the bank to automatically transfer from your salary account a certain amount on the deposit.
Win: depends on how much you decide to save, optimally - 20% of earnings.
Bonus: the account will grow itself, you will see these results.
Just in case, keep the checks.
Within two weeks after purchase. Under the law "On the Rights of Consumers" you have the right to return a thing, even if it just disliked you, and a defective thing - during the warranty period. Of course, in doing so, it must remain unused. The store will take it back from you if the receipt is safe.
Winnings: the cost of unnecessary things to you.
Bonus: no blouses hanging in the closet for years!
100% shopping for half price: buy on sales.
This is the best time to buy gifts to friends for six months ahead and make up the basis of your wardrobe.
Win: saving from 10 to 75% of the cost of purchases.
Bonus: during such a concentrated shopping it is convenient to choose blouses to suit and shoes to the bag: you can buy everything at once!
Trust not brands, but quality.
Many supermarkets sell, in addition to crazy, products under their own brand, and cheaper. On the quality of milk or butter, this difference is not reflected!
Win: saving 10-20% of the cost of products.
Bonus: do not compare price tags: the cheapest macaroni are almost always branded as a store.
Let's retire dry cleaning in favor of a typewriter.
Choosing which skirt to buy, look at the label with notes on leaving: can they be washed in a typewriter? And if both things evoke the same sympathy for you, give preference to styrene. Every bill for dry cleaning is huge, of course, you will not name. But if a skirt worth 100,000 is cleaned in a dry cleaner ten times, consider, you bought it for 200 thousand.
Winnings: saving 10,000 - 200,000 thousand in three months.
Bonus: you will not need to go to the dry cleaning. Just refueled the car - and no problem!
We always spend more than postpone: on average we spend about 70% of wages. For comparison: Western consumers spend only 40%.
Also there are discount cards in many stores, from 10 to 15%. This money can be saved in an envelope and spent on something useful for you.
Get your money back.
You can get back about 13% of the amount spent on training, treatment or purchase of housing. It is called a tax deduction. True, this money will not be given to you in cash. It's just that your income tax will not be taken from your salary until you are reimbursed by the whole amount of deduction.
To receive it, you need:
Collect in the clinic or university documents for the tax inspection.
Submit a tax declaration based on the results of the year. And apply to the place where you work.