How to start making money and start your own business


According to polls, 60% of Russians are thinking about starting their own business. But only 15% of them dare to do it. Too many different problems lie in wait for enrichment and freedom. How to start making money and open your business correctly? We study together.

Individual project.

Suppose that you already have an idea for your own business. Of course, this is much more than many have, embodying the ideas of someone else. However, many years can pass from the initial design to its implementation in the activity of a particular company. Are you ready for this? When preparing to start a business, carefully calculate all the risks. Do not disregard the advice of knowledgeable people. It is better to pay for consulting services first, than to reimburse the losses.

The plan is for everyone to have a head.

Before you embark on a free voyage through the sea of ​​private business, you need to figure out what "catch" you plan to collect, how you will protect yourself from storms and what you have now to set off. In other words, a business plan is needed - a comprehensive description of the proposed activity and its rationale. Although the generally accepted methodology for writing such documents does not exist, the business plan must contain the following information:

A description of the products or services that your enterprise will offer to customers;

market and its opportunities;

general scheme of project management;

detailed description of costs and financing schemes;

possible risks and protection from them.

Your documents.

Clearly imagining the goals and ways to achieve them, you can inform all interested parties - investors, potential customers and, of course, the state of your existence. That is, it is necessary to formalize the registration of the enterprise.

First, you need to decide on the organizational form: will you register as an individual or as a legal entity. On the one hand, it is extremely easy to become an individual entrepreneur. You do not need to make a lot of special documents nor special accounting skills, the only form of reporting is a tax return. On the other hand, if things do not go off successfully, as planned, you will be responsible to counterparties with all your personal property. The creation of a legal entity (for example, a limited liability company) excludes such a risk - in the event of problems, the organization is liable for its obligations only with its own property (statutory fund). At the same time, the minimum amount of the statutory fund is only 10 thousand rubles.

The main steps in the creation and registration of a legal entity are:

preparation of a package of constituent documents and its transfer to the tax authority for registration;

obtaining a certificate of registration;

printing production; registration in various funds;

registration of the license in case of need (the list of licensed types of activity can be found in the Law "On licensing of certain types of activities").

After the receipt of the registration certificate, the law obliges the legal entity to open a settlement account with the bank. Approach the choice of the bank responsibly - and then in the future you will be rid of annoying misunderstandings and inconveniences such as a limited time of reception, long payments or the need for continuous exchange of paper documents.

Where can I get money?

History knows examples when successful corporations grew out of the most modest investments. However, the general rule is that initial capital is necessary. Therefore, be prepared for the fact that you will need money before your business starts to bring any profit.

The first costs you incur even while registering the company. Next, it will be necessary to organize a working room, that is, to rent an office. If you are going to produce something, take into account in the initial costs the purchase of equipment and raw materials. Also, we should not forget about the fee for hired employees, the acquisition of a minimum set of office equipment, as well as advertising costs.

There are several ways to get money for business. If the field of future achievements is known to you well, your chances of finding a third-party investor multiply. Banks as a source of financing can only be considered for enterprises that already have a record of successful work (at least one year). However, nothing can prevent you from contacting any not very large bank with a request for a loan for a new business. Still, starting capital for small business in most cases is still provided by the owner or co-founders. Your own savings, as well as the money of relatives and friends who believe in your plan, are the least risky sources of funds.

Opening your own business requires not only brilliant ideas, but also patience when they are embodied. A young company is very vulnerable in the early years of its existence. But hard work, as well as constant self-education, searching for optimal solutions in everything from leadership to financing, will eventually bring the desired results. And you, finally, start to earn money and open your business.

Someone else's name is for their own good.

Often, large companies that have already earned a name among their clients are ready to "share" their business, technology, license, know-how, branded trade mark with small firms or individual entrepreneurs. This way of growth is called franchising.

"Big Brother" not only gives its partner for use its name, but also in every way it assists - both in the organization of business and in its development. Established relationships with customers and suppliers, powerful marketing and advertising support, proven methods of accounting and management in many ways reduce the risks to which enterprises created from scratch. Naturally, such services are not provided for free, but for a percentage of profits (unfortunately, not the smallest).

How much is the business.

Ice cream parlor - 20-25 thousand dollars. Payback period - 2-3 years;

Beauty salon - 10-13 thousand dollars. Payback - 3-5 years;

Leather goods shop - 30-35 thousand dollars. Payback period - 2-3 years;

Internet-store of goods for children - 15-30 thousand dollars. Payback - 1 year