Family budget - who orders music?

More than a third of Russians between the ages of 18 and 60 believe that having enough money in the family is more important for preserving it than understanding in sex.

Practically in every family, no matter how wonderful relations are declared, with love and mutual respect, there is often controversy over how to use money. Some couples argue over trivial matters, other financial quarrels provide an excuse for asking who is in charge and who should be the deciding one. The attitude to money serves as a litmus test, reveals the hidden disagreements between the spouses. It's not a secret that the one who earns more, believes it is possible to single-handedly determine how, where and what to spend money on. And at the same time it leaves the last word for itself in any disputable situations.

A certain attitude to money, and how to share this role in the family - is formed in childhood. Children watch with interest how their parents solve financial problems. In the future adult life, they either copy the parental example, or they try to do everything to the extreme opposite. Once received, ideas may not coincide in a married couple, which entails a failure in the relationship as a whole. Too different attitudes toward money can destroy a marriage, since this question, in one way or another, is connected with all aspects of family life.

As a rule, by the way a person treats money, one can assume certain features of his character. All people can be conditionally divided into several categories according to the degree of "love" for money.

Tranfers or motives. Usually it is difficult for them to resist, so as not to waste everything to a penny. These people often make unreasonable purchases. Follow yourself: is there any among the things you bought, those that you were, absolutely not needed. If there is, then money was thrown out by you, and you should think about and analyze the articles of your expenses. You should know - despite the habit of messing with money - this can be handled. Go to stores with a list of prospective purchases; take with you only a certain amount; do not rush to buy at once - move away, think, maybe this thing is not so necessary. Maybe it makes sense to shift control over the family budget to your spouse.

Accumulators or misers, on the contrary, are constantly trying to save on everything, limiting not only themselves, but also their own. At the same time they are guided by various considerations. Someone postpones on a "rainy day," someone is guided by the desire to save money for the purchase of a large item of an expensive thing, or it is a tenacious installation from childhood that sometimes is not connected with material difficulties. In fact, there is nothing terrible here, but until this habit does not leave the field of the reasonable, it does not turn into a mania, and allows you to lead a normal lifestyle. If the accumulation threatens to become your second nature and tends beyond the permissible limits - fight. You can, for example, spend on yourself or your loved ones more than usual.

Mistrustful - this is another group of people who, not trusting their spouse, make "stash", or hide some of their income. As a rule, it becomes known - sooner or later, and leads to conflict. Such a situation can only help one recipe - trust. Establish a trusting relationship in the family, then you will have no reason to hide anything. This advice is universal for all situations: try to discuss any financial issues in the family, find a common approach to the distribution of money, go for a compromise.

Having gained mutual understanding on such a cardinal issue, you can count on a strong marriage.