How to learn how to save money and plan costs

Recently you spend more than you get for your work? Think about how to cut costs. Twenty-two ways to save money at work will help you. Still, it's a pleasure to be a working woman. Some transportation costs are worth! Plus spending on clothes, shoes and cosmetics ... It's only a housewife that can do with one pair of jeans, two blouses and several tubes of creams. Add here those goods and services that you have to pay several times more expensive only because there is not enough free time.
Agree, the semi-finished products in the store are much more expensive than the usual piece of meat from the market, which you first need to buy, and then a long time to bother with it. Yes, and the store itself, the only supermarket in the neighborhood, where you can drop in after work, is not a democracy with prices. Doing a manicure and a haircut, you go to the salon next to the office, which means, in the center of the city, where everything costs more.

A mobile connection?
If you look at the printout of calls, probably half of them are made for the numbers of parents and friends. After all, we often call them on the way to work and from work. To list the expenses, one way or another related to work, can be long. Sometimes even the question arises: do they pay off in the end? If you feel that professional activity is only an expensive pleasure, it's time to introduce a saving mode.
If you get to the office on the b ...
Try to travel to the service in different ways, perhaps you will find not only the most convenient and fastest, but also the most economical.
Carefully calculate the cost of transportation and decide whether it makes sense to buy a monthly subscription.

Do you go often? Never neglect small wholesale: the cards on the subway give savings from the two-week subscription.
Travel in land transport will be more comfortable if you pre-purchase tickets at kiosks, rather than from a conductor or passing through a crowd of passengers to the driver. If you often have to catch a taxi, try to vote on a busy highway - so more likely to leave at a lower price.
Estimate, will not it be cheaper to agree with the same person, that he always drove you. "Personal driver" does not have to accompany you around the city - you can find a chauffeur with a car that will wait at an entrance for a certain hour, and deliver to work.
Booking a taxi makes sense when the route does not pass through traffic jams, and the car's delivery is not paid additionally. Do not be too lazy to collect information on a large number of taxi services and find the one where the most favorable rates.

If you have your car , no matter what the temptation, you do not need to refuel for cheap and dubious gas stations. Replacement of candles, and even more serious malfunctions will leave you much more expensive.
If you often come to the conclusion that there is absolutely nothing to wear, then the purchases were not considered. In the future, try not to make such mistakes ... Looking around in the store update, ask yourself the question: "With what will I wear it?" Do I have suitable shoes, trousers, handbag? " Even when you want to update the wardrobe and change the image, do it gradually. Try to keep most of the things in your closet, one way or another, combined with each other. You will have a lot of variations with which you can look different every day.

Do you prefer branded things? Favorable to dress on sales and in the stock-centers. You can draw fashion ideas from magazines and select similar styles on the clothing market. It is better to look after things a couple of days before the start of the shares, while there are not so many people in stores.

In the wardrobe a few basic things? It is easy to "disguise" the change of accessories: neck scarves, jewelry, belts. Going to the sale, in the turmoil is not napping superfluous!
1. Walk alone (girlfriends and boyfriends here only interfere!).
2. Buy only what will fit in the wardrobe.
3. Divide the alleged purchases into: a) mandatory, b) desirable and c) if the money remains.
4. Pay attention to the lower shelves, the best things there.
5. Go with cash, not with a credit card.
6. Do not spend more than 3 hours in one store.
7. Buy tea, groceries, cleaning products in the wholesale market.
8. Buy a large freezer to store for future seasonal fruits and vegetables.