How to teach a child how to properly treat money

Many parents are concerned about the topic of money and the attitude towards them. Money pays reciprocity to those people who love them. But this is not an easy ability to respect and love money. Several generations of talented and wonderful people in our country are unable to provide for their families and themselves, because of the wrong attitude towards money. In this article we will tell you how to teach a child how to properly treat money.

There is also the opposite extreme - people who consider wealth their only value, and by it they measure someone else's and their life. How to teach a child to appreciate money? How not to raise a child in greed, and not corrupt it with money, so that he could correctly treat money.

A child does not appreciate money, because he does not yet know what it is. He does not know how much effort it takes to buy clothes or a new toy. If the child has not been told about this, they accept, what they get, for granted. It happens and in adulthood, he believes that it is the adults' responsibility to buy what he likes and make gifts. And when adults refuse this to a child, he is very surprised by this and can not accept the arguments that adults give him.

For a child it's a difficult task to put yourself in the place of another. And adults should help him in this, help to know the value of money. The child begins to appreciate things only when, for their acquisition, he will spend a certain amount of energy. Naturally, this does not mean that the child must earn his own needs. And, when we teach our child to strive for something, to make certain efforts available to his age, then the child's cardinal attitude toward receiving from an adult gift changes radically.

Psychologists suggest doing so
For example, a child asks you to buy him a mobile phone for $ 250. You should answer this: "Now I'm not in a position to buy you a phone, but let's agree with you, if you finish the first half of the year by 9 points, and you spend no more than 2 hours a day on the computer, then you will receive it. With the pocket money that I give you, you'll collect $ 20 on the phone. If you fulfill this agreement, then in 2 months, namely for the New Year, I will give you a phone for $ 250. If you finish the half-year with bad marks, and all the other conditions are fulfilled, then I buy you a phone for $ 100. If all the terms of the agreement are met, but at least 1 time you sit at the computer for more than 2 hours, your mobile phone will cost $ 150. If you do not collect the amount received, you will receive a phone for $ 200. If nothing is done from the agreement, then, probably, Santa Claus will bring something, and from me you will only have tangerines and sweets. " It is necessary to agree on such things at once, so that later such a situation does not turn into blackmail or manipulation of the child.

If your child does not want to do anything, try to turn his work into a tool so that he can achieve the desired result with his help. "You do not want to wash the dishes, but if you help me, 15 minutes of free time will be released daily, I can spend them for negotiations with business partners. This will be enough to postpone money and buy boots for $ 165, which you have asked me for a long time. "

A way to increase the value and value of money in the eyes of the child, if you plan together your family budget. If your child can count, count with him. If not, put them into small piles. It is necessary for the child to be able to see how much money is spent on food, clothing, apartment and children's expenses. If after the money is distributed in groups and the child's request to buy something, there is no money left, offer him an alternative solution to this problem.

As psychologists advise, tell the child that you will give him pocket money. On them, he can buy everything he wants (except for things like beer, cigarettes). At the end of the week, he must tell us what pocket money was spent on. Offer him a choice, if not all the money he will spend on chips, candy and chewing gum, then you can double the remaining amount from him. But with the proviso that he will not spend any deferred money on any trifles. Thus, the child will learn how to properly treat money and be able to achieve great goals, while learning to deny himself any whims.

Do not create in the family a cult of money, you do not need to constantly talk about savings and money. The task of parents is to teach the child to respect, love and appreciate them. After all, money is only a tool, not a goal. The child will appreciate the money and thus understand that something to get, you need to work. This work will be very serious, because it's work on yourself.

According to the owner of the cosmetic empire "Mary Kay", regardless of the financial situation of the family, the child should have his own family obligations. She advised giving precise assignments for the child to perform a certain job and for the work done without a reminder, in full and on time, she rewarded the child with a gold star, and for a bad job gave him a red one. For the work that he will perform after the reminder, she gave out a silver star. At the end of the week, depending on the number of stars, she gave the children pocket money.

Mary Kay brought up worthy children who together with her built the cosmetic empire "Mary Kay". Thanks to her system, she was able to teach her children that they could receive remuneration for the tasks they completed, which they associated with quality and work.

To teach the child to treat money correctly, use the above tips, then in life, the child will easily cope with various monetary problems, and he will treat money with love and respect.